If you are in debt to one or more credit card companies and are wondering if they can sue you, the sad news is that they can indeed. As can anyone that you legitimately owe money to. However, the fact that they can sue you does not necessarily mean that they will wish to. That decision depends on many factors. What they are interested in is getting their money back from you, or as much of it as they possibly can. They will choose the course of action that they think is going to get them the best result. When they are deciding whether to sue you for the debt or not, they will weigh up things like how much you owe, whether you are working, how long you have lived in your current home, how old you are and how much it will cost them to go t Mis Sold PPI o court to sue you. They look at these things because they will help them to build up a picture of how capable you are of paying back the money, or how likely you are to do a runner. Someone who has a job and has been in the same house for some years is far less likely to disappear than someone unemployed who has moved around a lot. Similarly, if the information suggests that you probably do have enough money to pay and are just choosing not to, they are quite likely to sue you. Can A Credit Card Company Sue You – Suing For Debt In The UK The details of legal processes obviously vary from country to country, so the advice in this article relates specifically to the UK. The general process of being sued for debt in the US is very similar.